Conventional 30 Year Fixed Rate  Rate  APR  Points  7.250%  7.289%  0.000% 15 Year Fixed Rate  Rate  APR  Points  7.125%  7.148%  0.000% 10 Year Fixed Rate  Rate  APR  Points  7.125%  7.156%  0.000% 5/1 ARM  Rate  APR  Points  6.125%  7.499%  0.000% 10/1 ARM  Rate  APR  Points  6.500%  7.164%  0.000%