Conventional
30 Year Fixed Rate
 Rate
 APR
 Points
 6.375%
 6.412%
 0.000%
15 Year Fixed Rate
 Rate
 APR
 Points
 5.750%
 5.771%
 0.000%
10 Year Fixed Rate
 Rate
 APR
 Points
 5.375%
 5.405%
 0.000%
5/1 ARM
 Rate
 APR
 Points
 6.375%
 6.686%
 0.000%
10/1 ARM
 Rate
 APR
 Points
 6.875%
 6.889%
 0.000%