Conventional
30 Year Fixed Rate
 Rate  APR  Points
 7.250%  7.289%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 7.125%  7.148%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 7.125%  7.156%  0.000%
5/1 ARM
 Rate  APR  Points
 6.125%  7.499%  0.000%
10/1 ARM
 Rate  APR  Points
 6.500%  7.164%  0.000%