Conventional 30 Year Fixed Rate  Rate  APR  Points  7.125%  7.164%  0.000% 15 Year Fixed Rate  Rate  APR  Points  6.625%  6.647%  0.000% 10 Year Fixed Rate  Rate  APR  Points  6.375%  6.406%  0.000% 5/1 ARM  Rate  APR  Points  6.875%  7.614%  0.000% 10/1 ARM  Rate  APR  Points  7.375%  7.625%  0.000%