Conventional
30 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.655%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.142%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.025%  0.000%
5/1 Adjustable Rate
 Rate  APR  Points
 3.125%  4.091%  0.000%
10/1 ARM
 Rate  APR  Points
 3.375%  3.863%  0.000%
Home Equity
Home Equity Line of Credit
 Rate  APR  Points
 2.490%  2.490%  0.000%